Retail Insurance Cover Tailored to Your Business Needs
The retail industry is fast-paced, highly competitive, and a potential minefield in terms of risk. The combination of sales transactions, stock management, interaction with the public, management of staff and upkeep of premises represents a perfect storm for liability and exposure, so adequate retail insurance is essential.
No two retailers are the same, which is why ‘one size fits all’ policies and online comparison sites simply do not work for this sector. Online retailers in particular shouldn’t underestimate the risks that they are exposed to, and should have risk management procedures in place like any other retail business.
This is where Robison & Co. can help. Our retail sector specialists will take time to understand the exact needs of your business, identifying areas of risk, and recommending policies that will reduce your exposure without breaking your budget.
8 Ways We Can Help
Policies for the Retail Sector
Every one of our clients is unique, but these are a few of the more common products we can tailor for our retail clients.
Material Damage:- We can arrange cover for Buildings, Contents, Money, Goods in Transit and Stock
Business Interruption:- Options include Loss of Revenue, Gross Profit or Increased Costs
Public liability:- Limits of indemnity usually from £2 million to £100 Million
Employers liability:- Limits from £10 Million or if the need arise excess layers above this limit
Motor Fleet:- From 2 vehicles upwards
Legal Expenses:- can include Employment & Contract Disputes, & Tax investigation
Through our partnership with CMR Insurance Services, we can also offer credit insurance that will protect your business from bad debt. Our managed credit insurance policy can pay out up to 90% of commercial losses and 95% of political losses in the event of non-payment. For more information, download our pdf here.
Take a look at Our Process to find out how we work to get the best insurance solution for your business.