Insurance for Restaurants Accommodation & Food Services
Whether you’re running a hotel, guesthouse, restaurant, pub or takeaway, your insurance requirements will be shaped by the particular needs of your business. A range of factors – including the number of staff you employ, the number of rooms in your establishment, whether you serve food, host events, or have extra facilities like a pool or gym – will determine the extent and severity of risk, with no two restaurants or hotels likely to share the same insurance profile.
The Robison difference, “challenging convention”
It’s because of this diversity that ‘one size fits all’ policies and online comparison sites simply do not work for your industry. At Robison & Co., we understand the needs of your business and can quickly identify areas of risk, recommending policies that address these vulnerabilities whilst ensuring you are not paying for cover you don’t require.
What do we provide?
People who “get” you & your industry.
Easy access to amiable staff that can solve issues quickly and efficiently.
Access to leading market resources.
People who will fight for you and don’t accept “no” easily
Individual claims management
Industry Specific Resources to support Safety, Compliance, Workplace Policies & Employees well-being.
What do you get:
It saves time
It makes doing business simple
Peace of mind & Value for Money
Less business compromises
Your business can expand and develop with confidence.
Someone hands on to help you through a difficult time and a fair efficient settlement.
Quicker solutions, happier staff and less worry
As your business and risk evolve we will review your cover so that it continues to provide you with complete peace of mind. We will select policies that reflect an ever-changing industry so we can protect you whatever the size and shape of your business, the contracts you work on, and the risks you manage.
It’s all part of the good thinking that goes into building cover that’s right for your business — leaving you free to run your company without worry.
We have particular experience in the following areas:
- Multi Location Sites
- Public Houses
For 8 reasons to talk to Robison & Co. about Insurance for Restaurants, Accommodation and Food Services, you can download our Restaurant, Accommodation and Food Services Fact Sheet here.
Find out how we can help protect your business
If you’re interested in learning more about Insurance for Restaurants, Accommodation & Food Services and how we can protect your business, please give us a call on 01730 265500 or email one of our hospitality insurance specialists Simon Gubbins or Danny Toull
Core Products Available
Every one of our clients is unique but these are a few of the more common products we can design for our Accommodation, Restaurant & Food clients.
- Material Damage :- We can arrange cover for Buildings, Contents, Money, Goods in Transit and Stock
- Business Interruption :- Options include Loss of Revenue, Gross Profit or Increased Costs
- Public liability :- Limits of indemnity usually from £2 million to £100 Million
- Employers liability :- Limits from £10 Million or if the need arise excess layers above this limit
- Legal Expenses :- can include Employment & Contract Disputes, & Tax investigation
- Loss of Licence :- Limits from £50,000 upwards
- Motor Fleet :- From 2 vehicles upwards
What might seem unusual to some Brokers is bread and butter to us so we can help with the following types of cover need:
- Management Liability
- Employment Practice Liability
- Environmental Impairment