• Skip to primary navigation
  • Skip to main content
  • Skip to footer

Robison & Co

  • Home
  • Our Sectors
    • Accommodation Restaurant & Food Services
    • Breweries
    • Construction
    • Manufacturing
    • Media & Advertising
    • Not For Profit
    • Printing
    • Private Clients
    • Professions
    • Real Estate
    • Retail
    • Technology
    • Wholesale
  • Our Process
  • Why Choose Robison
  • About
    • About Us
    • Find Us
    • Our Team
    • What Our Clients Say
    • Careers
  • Blog
  • Contact Us
Client Login

Contact Us: 01730 265500
hello@robison.co.uk

Arrange An Audit

May 18, 2020 by Robison & Co

SUPPORTING YOU WITH INDEPENDENT LEGAL ADVICE ON COVID-19 RELATED

POLICY WORDINGS AND CLAIMS

Whilst working hard to support you through the COVID-19 crisis – to help you weather the storm and continue to deliver for you, our clients, (many of whom we know will be facing severe disruption) we have received a large number of enquiries from clients on their insurance arrangements and cover.

Independent Legal Advice: COVID-19 Policy Wording Review

Clients need our support and guidance, which is why, in partnership with our Network provider, Bluefin Network, we have been able to engage with Fenchurch Law – a City of London law firm specialising in insurance – to get an independent, legal opinion on a wide range of policy wordings on your behalf. Bluefin are working with Fenchurch Law to review policy wordings across 92 insurance providers and more than 1,000 products to:

  • Determine what cover attaches to each in respect of COVID-19 related claims, mainly under the sections of Business Interruption, Denial of Access, Notifiable Disease or Public Authority wordings.
  • Assess the likelihood of success in the event clients wish to challenge declined claims.

Given the scale of this work, the review is being prioritised according to the customer volume per insurer – starting with those insurers with the most clients on cover. Please keep a look out for further updates and information as we will be updating progress regularly.

Case-by-case Legal Support

In the meantime, we understand that some clients are suffering declined claims and may need urgent support. So, to further assist Bluefin Network members, Fenchurch Law will continue to assess declined claims on a case-by-case basis – where the claimant falls outside of the Financial Ombudsman Service qualifying criteria1.

Fenchurch Law will review the policy wording and may be appointed to engage with the insurer on the policyholder’s behalf if there are grounds to raise a challenge. However, costs incurred for doing so will fall outside of Legal Review and will be at the client’s expense.

1FOS qualifying criteria: – SME with an annual turnover less than £6.5 million and employing fewer than 50 people or with a balance sheet total less than £5 million at time of the complaint

Filed Under: Accommodation Restaurant & Food Services, Breweries, Construction, Credit insurance, Cyber, Fire Safety, Manufacturing, Media & Advertising, News, Not For Profit, Office Risk Insights, Private Clients, Professions, Real Estate, Retail, Small Business, Technology, Transport, Travel Insurance, Wholesale, Workplace Wellness

Previous Post
Next Post

Footer

Our Address

Robison & Co Ltd
6 Rotherbrook Court
Bedford Road
Petersfield
Hampshire
GU32 3QG
Policies

Terms of Business Agreement - Commercial
Terms of Business Agreement - Consumer
Privacy Policy
Cookie Policy
Contact Us

Phone: 01730 265500

Email: hello@robison.co.uk

Commercial Booking Page

Personal Lines Booking Page

Customer Contact Request Form

Mon-Fri: 9:00 until 17:00
News Items

____

  • Cyber insurance for SMEs is more essential than ever
  • Health and safety at work: What every business must know
  • UK business tariffs: What you need to know after the latest US changes
  • Distracted driving: Protecting your people and your business
  • Preventing theft and vandalism: How you can protect your business
Please follow & like us :)

 

Twitter
 British Insurance Brokers' Association (BIBA)

Authorised and Regulated by the Financial Conduct Authority       Robison & Co Ltd       Registered No. 4663937 England


Copyright © 2025 · Robison & Co Ltd Petersfield Hampshire · Built & Managed by THP Consulting