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Spring cleaning

Spring cleaning tips for a peaceful and decluttered home

A peaceful house could be an enjoyable escape from the daily grind. A simple way to promote peacefulness is to declutter. Numerous study organisations have discovered that decluttering and carrying out spring cleaning can improve worker efficiency, mood, and quality of sleep. Moreover, you and your family will feel safer in an uncluttered atmosphere. Piles of paper, packaging, and other flammable substances in particular could be a fire hazard. Unnecessary items on the floor could obstruct fire escape routes and pose a trip hazard. Therefore, if you want to be healthy and smiling this spring, think about the benefits of decluttering. Consider the following advice to get you going with your spring cleaning:

Create a list.

You can focus on the parts of your house that require immediate spring cleaning.  As you examine your home, make a note of any problematic spots that require attention. Focus in on certain drawers, cabinets, and shelving that need to be cleaned, taking extra care to tidy up any spaces that might have become overlooked over the winter.

 

Starting small.

Taking on a lot at once runs the risk of overwhelming yourself too much. Rather, choose a room and begin decluttering a single drawer or nook. Alternatively, set a timer to remind you to declutter for a specific number of minutes each day.

 

Make use of storage options.

After sorting the objects, choose a storage location. Make use of every inch of space, even under the beds, the washbasin, and the stairs. Showcase your belongings without fear; use fashionable storage boxes or stacking drawers for this.

 

It can feel like an uphill battle to declutter and spring clean. However, you may create a calm environment, lessen tension, and improve safety with little changes. Contact us now for more advice on home safety.

 

To find out more about the Employment tribunal compensation increase and how it affects you,

Please feel free to get in touch with us by clicking one of the options below!

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Keyless Car theft prevention

Keyless car theft

Preventing Keyless Car Theft

Keyless car theft is a growing issue due to the way the “keyless” design works. The keyless remote is a radio system that transmits RF signals to the car. The car’s receiver picks up these signals, extracts the data, and sends it to the CPU to unlock the car. Thieves can easily mimic these signals, tricking the car into thinking their transmission is the key. Here are a few ways to prevent your keyless car from being stolen:

Disable Keyless Entry

While keyless entry is convenient, it increases the risk of theft. Disabling this feature and using the key manually can enhance security.

Faraday Cage Box Storage

A Faraday key box blocks RF signals, preventing thieves from mimicking them to break into your car. Store the box in your bedroom to deter burglars from stealing the keys if they break into your home. Since cars come with two keys, use a separate box for the spare and hide it in a safe place. If thieves steal the first set, the second set can help you locate the stolen vehicle.

Faraday Pouch

A Faraday pouch is a portable alternative to the box. It blocks RF signals and fits in your pocket, making it ideal for use outside the house.

Physical Prevention When Parked

Physical barriers are effective, especially for those with driveways. Gates or bollards are the best options. Electric gates are even more secure. For those who park on the street, consider steering wheel locks, wheel clamps, and wheel locks. Invest in high-quality locks, as cheap ones are easily broken by thieves.

Install Cameras

Cameras around your property can help identify thieves and aid in the recovery of a stolen vehicle.

Tracking System Installation

Tracking systems can locate your car, increasing the chances of recovery. Choose a discreet tracking company to prevent thieves from finding and removing the tracker. One insurer reported a 50% reduction in thefts when sophisticated tracking systems were installed.

 

By implementing these measures, you can significantly reduce the risk of keyless car theft and protect your vehicle from criminals.

 

To discuss a new policy, or current policy  please get in touch with us via one of the options below!

Book a call        01730 265500        Contact request form        hello@robison.co.uk

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Aviva’s New Risk & Reputation Service

Aviva’s new Risk & Reputation service for cyber insurance policyholders

In today’s business environment, a positive or negative reputation can be achieved with just one click. Unfavourable reviews or negative publicity, whether accurate or just a hearsay, can seriously harm a small business or an established national brand.

Aviva and YouGov conducted a survey together with 500 SME’s taking part. The survey was on “how social media and online-based harms can impact micro, small and medium sized businesses”. 39% of these SME’s were found to be stressed by the thought of a bad review, and over 25% had been negatively affected by a bad review before.

Aviva teamed with RiskEye to guard against online risk and reputational harm caused by impersonation, ad scams, fake reviews, misinformation, and disinformation because they know that online reviews and a business’s reputation may have a substantial impact on their consumers’ buying decisions. They are offering their Cyber customers 24/7 365 security by integrating their services with Aviva’s Incident Response service, which is currently offered to their customers with a Cyber policy.

 

 

In what ways might RiskEye and Aviva’s New Risk & Reputation Service help you?

When necessary, Aviva clients can reach an expert at RiskEye by calling their existing Incident Response Helpline. This expert can offer a mitigation and monitoring service to assist safeguard your business. When it is feasible, they work with legal professionals to assist in the removal of any detrimental online content. The service may include:

Contribute to the implementation of social media best practices to stop a recurrence.

Strategies to reduce or lessen potentially harmful online information

Crisis Handling

platform monitoring to see if a post becomes popular.

Support for harm brought about by phoney reviews, ad frauds, misinformation, and disinformation

 

To discuss a new policy, or current policy  please get in touch with us via one of the options below!

Book a call        01730 265500        Contact request form        hello@robison.co.uk

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Under-Insurance

Understanding and Preventing Under-Insurance

Under-insurance occurs when a policyholder’s insurance coverage is insufficient to meet their needs. This can result in a claim amount that exceeds the maximum payout the insurance company will cover. Consequently, the policyholder may face a shortfall, leading to significant financial losses for the organisation. To avoid this, it’s crucial to take proactive measures. Here are six effective ways to prevent under-insurance:

Regularly Value Business Assets Accurately

It’s essential to frequently assess the value of your business assets to ensure your insurance coverage remains adequate. While businesses can perform these valuations themselves, hiring a professional can provide a more precise assessment.

Provide the Correct Rebuilding Cost

When insuring your property, always provide the insurer with the cost of rebuilding it, not its market value or the original purchase price. The rebuilding cost ensures your coverage reflects the actual expense of restoring your property in case of damage.

Calculate and Report Actual Total Revenue

To ensure adequate coverage, calculate your actual total revenue and report this figure to your insurance company. Accurate revenue reporting helps the insurer assess potential risks associated with your operation and provide appropriate coverage.

Determine an Appropriate Indemnity Period

Select an indemnity period that allows your business sufficient time to recover from any incurred loss. An appropriate indemnity period ensures you have enough time to restore operations without financial strain.

Increase Sums Insured in Line with Inflation

Regularly adjust your sums insured to keep pace with inflation. This practice ensures that your coverage remains sufficient to meet rising costs over time.

Review and Update Your Policy Wording

Periodically review your policy wording to ensure it offers the broadest cover for your needs. Update the policy whenever there are significant changes in your business to maintain comprehensive protection.

 

By taking these steps, businesses can significantly reduce the risk of under-insurance and ensure they are adequately protected against potential financial losses. Regular evaluations, accurate reporting, and proactive adjustments to insurance policies are key to maintaining sufficient coverage and safeguarding your business’s financial stability.

 

To discuss a new policy, or current policy  please get in touch with us via one of the options below!

Book a call        01730 265500        Contact request form        hello@robison.co.uk

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Employment Tribunal Compensation increase

Employment Tribunal Compensation Limits and Statutory Benefits Update for 2024

Employment Tribunal compensation limits and other statutory benefits, such as statutory redundancy pay, increase annually as declared by the government. The new rates will take effect on April 6, 2024, and will apply to any related incidents occurring on or after that day. The Employment Rights (Increase of Limits) Order 2024 will implement these changes. Here are the key updates:

Cap on a Statutory Week’s Pay: Increasing from £643 to £700.

Cap on Statutory Redundancy Pay: Increasing from £19,290 to £21,000.

Maximum Basic Award for Unfair Dismissal: Increasing from £19,290 to £21,000.

Additional Award for Unfair Dismissal: Increasing from £16,718 to £33,436 to £18,200 to £36,400.

Statutory Guarantee Pay: Increasing from £35 per day (subject to a maximum of five days or £175 in any three months) to £38 per day (subject to a maximum of five days or £190 in any three months).

Compensation for Unfair Dismissal: Increasing from £105,707 to £115,115.

These higher rates reflect the 8.9% increase in the retail prices index between September 2022 and September 2023.

What Do These Increases Mean for Employers?

Employers need to be aware of the higher rates starting in April 2024, especially if there are any impending layoffs or redundancies. Additionally, employers should note that from April 2024, there will be increases to the National Minimum Wage rates. Statutory benefits, including shared parental leave, maternity, paternity, and sick pay, will also see increases.

Employers should prepare for these changes and update their policies and payroll systems accordingly. Staying informed and proactive will help manage the financial implications of these increases effectively.

 

To discuss a new policy, or current policy please get in touch with us via one of the options below!

Book a call        01730 265500        Contact request form        hello@robison.co.uk