Professional Indemnity Insurance

In today’s fast-paced business world, mistakes can happen. At Robison & Co, we understand that even the most skilled professionals can face unexpected challenges. That’s why our Professional Indemnity Insurance (PI Insurance) is designed to safeguard your business from claims of negligence, errors, or omissions, allowing you to focus on what you do best with confidence.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance, also known as professional liability insurance, is a specialist policy that provides financial protection for businesses and individuals who offer professional advice or services. If a client alleges that your work caused them financial loss due to negligence, mistakes, or incomplete work, PI insurance covers the legal costs and compensation associated with the claim.

Whether you’re a consultant, architect, solicitor, or IT professional, this cover acts as your safety net, ensuring your reputation and livelihood remain intact even when things don’t go as planned.

Who Does Professional Indemnity Insurance Cover?

Professional Indemnity Insurance is tailored for a wide range of professionals, including:

  • Consultants and freelancers: Protect yourself against claims of negligence or errors in your advice or services.
  • Accountants and financial advisors: Ensure peace of mind when handling sensitive financial information.
  • Architects and engineers: Cover yourself against design flaws or project disputes.
  • IT professionals: Stay protected if your software or systems fail to deliver as promised.
  • Marketing and creative professionals: Safeguard your work if a campaign or design project doesn’t meet client expectations.
  • Funeral directors: Protection against professional liability claims related to funeral services.
  • Arboriculturists: Coverage for errors in tree management, surveys, and consultations.
  • Healthcare consultants: Covering advice-based risks in medical and wellness industries.
  • Education and training providers: Protection against claims related to course content, advice, or training outcomes.

If you provide expert advice, consultancy, or professional services, Professional Indemnity Insurance is a must to protect your business against the unexpected.

What is Included in a Typical Policy?

A standard Professional Indemnity Insurance policy with Robison & Co typically includes:
Cover for legal defence costs
Protect yourself from the high costs of defending a claim in court.
Compensation payouts
Financial protection against any damages awarded to the claimant.
Errors and omissions
Cover for accidental mistakes, omissions, or poor advice.
Breach of confidentiality
Protect against accidental disclosures of sensitive client information.
Defamation protection
Cover for unintentional libel or slander during your work.

At Robison & Co, we’ll work closely with you to tailor your policy to meet your specific needs. Every business is unique, and we ensure your cover reflects that.

Why Choose Robison & Co?

At Robison & Co, we’ve been helping professionals protect what matters most for over 20 years. Here’s why businesses trust us for their Professional Indemnity Insurance:

  • Expert guidance: Our team specialises in professional insurance, so you’ll always get advice that’s clear, relevant, and tailored to your needs.
  • Personalised cover: We don’t do one-size-fits-all. Your policy will be customised to reflect the unique risks of your profession.
  • Fast and efficient service: Whether you’re getting a quote or making a claim, our team is here to make the process simple and stress-free.
  • Trusted partner: Robison is proud to be known for our approachable and empathetic service. You’re not just a policyholder – you’re part of our community.
  • Comprehensive options: From Public Liability Insurance to Cyber Insurance, we can bundle your policies for complete peace of mind.

Protect your hard work and reputation with a partner you can rely on.

Protect Your Business Today

Don’t let an unexpected claim derail your hard work. With Robison & Co Professional Indemnity Insurance, you can focus on what you do best, knowing that we’ve got your back.

Get a Quote Today or speak to one of our experts for a free consultation. At Robison & Co, we’re here to protect your business, every step of the way.

Professional Indemnity Insurance FAQs

The cost of PI insurance depends on factors like your profession, the size of your business, and the level of cover you need. Contact Robison & Co for a personalised quote tailored to your business.
For some professions, such as solicitors or accountants, PI insurance is a legal or regulatory requirement. Even if it’s not mandatory, having this cover is highly recommended to protect your business from costly claims.
While Professional Indemnity Insurance covers claims related to mistakes in your professional advice or services, Public Liability Insurance protects against third-party injuries or property damage caused by your business operations. Many businesses benefit from having both.
Absolutely. From Employers’ Liability Insurance to Business Interruption Insurance, Robison offers a full suite of policies to protect every aspect of your business.

What Our Clients Say

Richard Young – Commercial client

Simon has been great, managed to get me indemnity insurance and office insurance with better cover and cheaper than I had been offered elsewhere. Smooth, friendly and efficient process. Perfect outcome!

David Reffell – Private client

Marie was extremely professional and handled the issue of insuring my late father’s house with tact, sensible questions and an effective result! Thank you

Jonathan Walker – Commercial client

Helped me with business insurance as my current provider were playing silly games.
I like the fact Danny could interrogate the policy wording to ensure I was properly protected.

Thank you for all your time and help.

Belinda Wilkins – Private client

We have used Robison & Co for many years. They always research the best options for us and discuss them clearly. We have a good relationship and I am very happy with the service they continue to provide.

Wayne Osborne – Commercial client

I can always rely and trust Robison and Co to give us their best personal attention and product that’s the very best fit for us at a highly competitive price

Tracey Bird – Commercial client

Robison are professional, helpful and deliver updates in a timely manner – Protection & Investment Limited

Kevin Shilling – Commercial client

Robinson & Co is professional, reliable and responsive. What more do you want?!

Tim Bonnett – Commercial client

Robison & Co have always provided an excellent service with a professional and friendly approach and the willingness to spend time reviewing and supporting support requests.

Lucy Spooner – Commercial client

Called Jack late on a Friday afternoon and he promised to email on Monday, which he did. The following day I was able to pop into the office and pay, all sorted without very little hassle and what we think is a fare price for our small business. We have never had to and hope not to make a claim so cannot comment on any further service. I would certainly recommend you Jack and thank you.

Sylvia Parker – Private client

Robison and Co have provided excellent, good value insurance for all my personal needs for more than 20 years I would highly recommend them to anyone needing insurance for personal and business needs. They offer good value, a personal approach, and timely response and support when claims are required and also offer timely reminders when renewals are due. They offer exceptional value for money.

Paul Jefferson – Private client

Professional and cost effective service

Marco Burattin – Private client

Marie made renewing my home insurance surprisingly easy. She was friendly, efficient and completely discreet throughout, which I really appreciated. Nothing was too much trouble and the whole renewal process felt straightforward and stress-free thanks to her help.

Kevin Mills – Commercial client

Excellent service from Jack at Robison’s. He explained my questions ( I had lots ! ) and helped me obtain a buildings insurance that met my needs. Couldn’t ask for better. Highly recommended

David Gubbins – Private client

Great Efficient Service and a competitive price

Wayne Osborne – Commercial client

Always a pleasure to deal with Jack @ Robison,
They have handled our business insurance for more than 10 years and always competitive, carefully considered options for us and great communication and service.

Hannah Jones – Private client

I have insured my car with Robison’s for over 30 years now, says it all really, top notch service at all times !!!!

Roger Ivimy – Private client

Extremely helpful and professional

Lesley Hickman – Commercial client

We have been with Robison for many years now. We were very grateful for the major savings we made with the transfer to Robison. Every year Simon does an extensive review of the market, and we are very confident that he has come up with the best price. Simon and his team are always available should we need help, also Simon is always happy to talk to our customers if needed.

Fiona Robinson – Private client

This company go above and beyond for their clients. I receive an efficient but more importantly a very personalised service. I have been a client for over a decade now and all my insurance is done through this firm. Marie looks after me and always replies to my questions whatever time of day. As I travel alot it makes all the difference to know “Marie has my back” whatever time of day it is. I was on the receiving end of what I took to be a fraudulent claim scam that was drawn out over a year. I always felt Marie believed me and helped me refute the claim and fight the case. We won in the end but often businesses choose to take the easy option and “roll over” when such a claim is made but these are honourable people with integrity. It is often when things go wrong that you really see the value of the company and particularly so with insurance. This company is still small enough to offer a personalised service and to really care about their clients. Thank you!

Oscar Lawson – Private client

Marie is always at the end of the phone ready to sort out anything I throw at her! Usually, my premiums are lower year on year, and I know she has my back covered. She is personable, always good humoured and gives me the best advice

Jo Hilder – Commercial client

Very helpful, friendly and knowledgeable insurance broker. Helped me out when I was struggling to find a decent yet affordable policy for doing business with the (rather litigious!) USA.

Rebekah Hart – Commercial client

Excellent bespoke service from all at Robison’s. Renewals are no longer dreaded now I have their help. Thanks Kerrie and Danny!

David Bridge – Commercial & Private client

Simon’s role as Managing Director of Robison & Co is characterised by considerable experience in the field of insurance, excellent customer care and an innate understanding of his clients’ diverse and often complex requirements. His advice is pertinent, timely and invariably of a high order and he demands similar standards of his motivated team. Strongly recommended from a business and client point of view.

Kevin Shilling – Commercial client

These guys are simply the best! Their understanding of my requirements, their diligence in getting sensible and rational quotes, and their all-round professionalism makes Robison & Co a top team, the best team. I use Robison & Co for property insurance, restaurant cover and business travel. If they flew aircraft, I’d fly with them.

Stuart Climpson – Commercial client

We have worked with Simon and his team at Robison for all our business insurance needs for many years now. The experience and knowledge are nothing short of outstanding. From the start, they always take the time to understand our operations, identified potential risks we hadn’t considered, and tailored a policy that fits perfectly. They are true partners in protecting our business. Their responsiveness, transparency, and ability to explain complex coverage in plain language makes the process smooth and stress-free. Highly recommend to any business looking for reliable, knowledgeable, and customer-focused insurance support.

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