Management Liability Insurance

As a business leader, you have enough to think about. Protecting your personal assets and the interests of your organisation should not add to your stress. Management Liability Insurance from Robison & Co offers crucial cover to safeguard executives, directors, and managers against claims resulting from their decisions and actions in running the business. Trust us to keep you and your team covered so you can focus on what matters most, driving your business forward.

What is Management Liability Insurance?

Management Liability Insurance is designed to protect business leaders from personal financial losses that arise due to their role in running a company. It covers a range of risks associated with managerial duties, including decisions, actions, or omissions that could lead to legal action, regulatory fines, or financial losses for the company or its stakeholders.

From allegations of mismanagement to breaches of duty, this policy ensures that you, as a manager or director, are financially protected.

Why Choose Robison & Co?

At Robison & Co, we understand the complex nature of managing a business. Here’s why you should choose us to protect your management team:
Tailored Protection for Your Needs – No two businesses are the same, and neither are their management risks. That’s why we work closely with you to design a policy that meets your specific needs, whether you run a small business or a large corporation.
Expert Advice Every Step of the Way – Our team of experienced professionals takes the time to understand your business and explain all aspects of Management Liability Insurance. We provide clear, straightforward advice to ensure you’re making the right decisions for your leadership team.
Comprehensive Cover – With Robison & Co, you get a comprehensive policy that covers all the critical areas of risk faced by business leaders. From legal defence to claims of misconduct, our cover ensures your team is protected.
Reliable Claims Support – In the event of a claim, you can count on Robison & Co to offer fast, efficient support. Our team will guide you through the claims process, helping you handle any legal or financial challenges that arise.
Competitive Pricing – We offer competitive rates for high-quality insurance cover. We work with you to ensure your management team is fully protected without breaking the bank.

Who Does Management Liability Insurance Cover?

Management Liability Insurance is essential for anyone in a leadership position within a company, particularly:

  • Directors and Officers: If you hold a senior position, this insurance protects you from personal liability related to your decisions in the business.
  • Executives: C-suite executives (such as CEOs, CFOs, and COOs) benefit from cover against decisions that could result in legal claims.
  • Managers: Managers at all levels are protected for their actions within the company that could potentially lead to financial loss or legal claims.
  • Board Members: Board members need this cover to ensure they are not personally liable for decisions made during board meetings or committee activities.
  • Company Employees in Leadership Roles: Even employees acting in leadership roles can benefit from this insurance to mitigate the risks associated with managing a team or overseeing operations.

What is Included in a Typical Management Liability Insurance Policy?

A typical Management Liability Insurance policy includes several key areas of cover designed to protect business leaders:
Directors & Officers Liability Insurance (D&O)
This provides cover for the personal liability of directors and officers in the event of legal claims related to their management decisions. It covers allegations of wrongful acts, such as mismanagement, breach of fiduciary duty, and failure to comply with regulations.
Employment Practices Liability Insurance (EPLI)
EPLI covers claims arising from employment-related issues, such as wrongful termination, discrimination, sexual harassment, and other employee-related disputes.
Crime Insurance
Protects against fraud, theft, or dishonesty within the organisation, particularly covering wrongful acts committed by employees, managers, or officers.
Fiduciary Liability Insurance
Covers management for claims related to their oversight of employee benefit plans, ensuring that fiduciary duties to plan participants are upheld.
Legal Defence Costs
Legal costs can accumulate quickly, and this policy often includes cover for defence costs, even if the claim is ultimately found to be unfounded.

Get a Quote Today

Protect your leadership team today with Robison & Co. Contact us to discuss how our Management Liability Insurance can safeguard your business, provide peace of mind, and allow you to focus on achieving your business goals.

Management Liability Insurance FAQs

This insurance typically covers claims related to wrongful acts, such as mismanagement, breach of duty, employment disputes, and regulatory non-compliance. It can also cover financial losses caused by employee dishonesty, fraud, and failure to uphold fiduciary responsibilities.
Yes. Even small businesses can face legal and financial risks arising from management decisions. Directors and managers in small businesses are just as vulnerable to personal liability as those in larger corporations, which makes this cover essential for leaders of businesses of all sizes.
Yes. We offer the flexibility to add extra cover options to your policy, depending on your business needs. This could include options like expanded cover for employment practices or more comprehensive legal defence costs.
The cost of Management Liability Insurance varies depending on factors such as the size of your business, the level of cover required, and the specific risks associated with your industry. Contact us for a personalised quote that suits your business.

What Our Clients Say

Roger Ivimy – Private client

Extremely helpful and professional

Lesley Hickman – Business client

We have been with Robison for many years now. We were very grateful for the major savings we made with the transfer to Robison. Every year Simon does an extensive review of the market, and we are very confident that he has come up with the best price. Simon and his team are always available should we need help, also Simon is always happy to talk to our customers if needed.

Fiona Robinson – Private client

This company go above and beyond for their clients. I receive an efficient but more importantly a very personalised service. I have been a client for over a decade now and all my insurance is done through this firm. Marie looks after me and always replies to my questions whatever time of day. As I travel alot it makes all the difference to know “Marie has my back” whatever time of day it is. I was on the receiving end of what I took to be a fraudulent claim scam that was drawn out over a year. I always felt Marie believed me and helped me refute the claim and fight the case. We won in the end but often businesses choose to take the easy option and “roll over” when such a claim is made but these are honourable people with integrity. It is often when things go wrong that you really see the value of the company and particularly so with insurance. This company is still small enough to offer a personalised service and to really care about their clients. Thank you!

Oscar Lawson – Private client

Marie is always at the end of the phone ready to sort out anything I throw at her! Usually, my premiums are lower year on year, and I know she has my back covered. She is personable, always good humoured and gives me the best advice

Jo Hilder – Business client

Very helpful, friendly and knowledgeable insurance broker. Helped me out when I was struggling to find a decent yet affordable policy for doing business with the (rather litigious!) USA.

Rebekah Hart – Business client

Excellent bespoke service from all at Robison’s. Renewals are no longer dreaded now I have their help. Thanks Kerrie and Danny!

David Bridge – Business & Private client

Simon’s role as Managing Director of Robison & Co is characterised by considerable experience in the field of insurance, excellent customer care and an innate understanding of his clients’ diverse and often complex requirements. His advice is pertinent, timely and invariably of a high order and he demands similar standards of his motivated team. Strongly recommended from a business and client point of view.

Kevin Shilling – Business client

These guys are simply the best! Their understanding of my requirements, their diligence in getting sensible and rational quotes, and their all-round professionalism makes Robison & Co a top team, the best team. I use Robison & Co for property insurance, restaurant cover and business travel. If they flew aircraft, I’d fly with them.

Stuart Climpson – Business client

We have worked with Simon and his team at Robison for all our business insurance needs for many years now. The experience and knowledge are nothing short of outstanding. From the start, they always take the time to understand our operations, identified potential risks we hadn’t considered, and tailored a policy that fits perfectly. They are true partners in protecting our business. Their responsiveness, transparency, and ability to explain complex coverage in plain language makes the process smooth and stress-free. Highly recommend to any business looking for reliable, knowledgeable, and customer-focused insurance support.

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