Commercial Combined Insurance

Running a business comes with its fair share of risks. From safeguarding your property to protecting against legal claims, managing these risks is essential to keeping your operations running smoothly. Robison & Co Commercial Combined Insurance offers an all-in-one solution, providing comprehensive cover to suit the unique needs of your business.

What is Commercial Combined Insurance?

Commercial Combined Insurance is a flexible policy designed to cover multiple aspects of your business under one plan. Instead of juggling several individual policies, you can simplify your insurance and enjoy peace of mind knowing that your business is fully protected.

This type of policy is perfect for businesses with complex needs, as it combines a range of cover options, including property damage, liability, business interruption, and more.

Who Does Commercial Combined Insurance Cover?

Robison & Co Commercial Combined Insurance is ideal for small and medium-sized enterprises (SMEs) and larger organisations across various industries. This policy is particularly suited to businesses that require:

  • Customisable cover: Businesses with diverse operations benefit from tailored protection.
  • Multiple protections under one policy: Ideal for retailers, manufacturers, wholesalers, and more.
  • Scalable solutions: Cover that grows with your business.

Whether you run a shop, factory, office, or warehouse, this policy is designed to adapt to your specific business requirements.

What is Included in a Typical Policy?

Our Commercial Combined Insurance policies are flexible and comprehensive, offering protection against a variety of risks. A standard policy typically includes:
Property Damage
Cover for buildings, equipment, stock, and contents against risks like fire, flood, or theft.
Public Liability
Protects your business against claims for injury or property damage caused by third parties.
Employers’ Liability
A legal requirement for most UK businesses, covering claims from employees for workplace injuries or illnesses.
Business Interruption
Financial support if your operations are disrupted by events such as fire or flood.
Goods in Transit
Covers goods being transported, ensuring they’re protected from loss or damage.
Money and Theft
Protection for cash, cheques, and other valuable items.
Legal Expenses
Covers legal costs for disputes related to employment, contracts, or tax investigations.

You can also customise your policy with optional extras, including:

  • Machinery breakdown cover.
  • Cyber liability protection.
  • Product liability for manufacturers and suppliers.

At Robison & Co, we work closely with you to design a policy that addresses your specific risks, so you’re always covered where it matters most.

Why Choose Robison & Co?

At Robison & Co, we understand that every business is unique. That’s why we’re committed to delivering bespoke insurance solutions that provide the right level of protection for your needs. Here’s why businesses choose us for Commercial Combined Insurance:

  • Expert advice: Our experienced team specialises in understanding complex business risks, ensuring you get the right cover.
  • Customised policies: We tailor each policy to your specific requirements, so you’re never paying for cover you don’t need.
  • Comprehensive protection: From property damage to legal liability, we’ve got every angle covered.
    Local focus: Based in the UK, we understand the challenges British businesses face and provide solutions that work for you.
  • Dedicated claims support: If the worst happens, we’re here to help you get back on your feet quickly.

When you choose Robison & Co, you’re not just buying insurance – you’re partnering with a provider who genuinely cares about your success.

Protect Your Business with Confidence

Managing your business is challenging enough – let us take care of your insurance. With Robison & Co Commercial Combined Insurance, you’ll have the protection you need, all in one convenient policy.

Get a Quote Today to see how we can safeguard your business. Got questions? Contact us for expert advice – we’re always happy to help.

Commercial Combined FAQs

This policy is ideal for businesses with diverse operations, such as manufacturers, wholesalers, retailers, and service providers. If your business requires protection across multiple areas, this is a great solution.
Absolutely. We’ll work with you to tailor your policy to include cover for any specific risks or challenges your business faces.
Yes, it’s typically part of a Commercial Combined policy, but we’ll confirm the exact details based on your needs.
No. Commercial Combined Insurance can include public liability, employer’s liability, and product liability, so you’re covered in one comprehensive plan.
Our policies are flexible, and we’ll help you update your cover as your business expands or evolves.

What Our Clients Say

Richard Young – Commercial client

Simon has been great, managed to get me indemnity insurance and office insurance with better cover and cheaper than I had been offered elsewhere. Smooth, friendly and efficient process. Perfect outcome!

David Reffell – Private client

Marie was extremely professional and handled the issue of insuring my late father’s house with tact, sensible questions and an effective result! Thank you

Jonathan Walker – Commercial client

Helped me with business insurance as my current provider were playing silly games.
I like the fact Danny could interrogate the policy wording to ensure I was properly protected.

Thank you for all your time and help.

Belinda Wilkins – Private client

We have used Robison & Co for many years. They always research the best options for us and discuss them clearly. We have a good relationship and I am very happy with the service they continue to provide.

Wayne Osborne – Commercial client

I can always rely and trust Robison and Co to give us their best personal attention and product that’s the very best fit for us at a highly competitive price

Tracey Bird – Commercial client

Robison are professional, helpful and deliver updates in a timely manner – Protection & Investment Limited

Kevin Shilling – Commercial client

Robinson & Co is professional, reliable and responsive. What more do you want?!

Tim Bonnett – Commercial client

Robison & Co have always provided an excellent service with a professional and friendly approach and the willingness to spend time reviewing and supporting support requests.

Lucy Spooner – Commercial client

Called Jack late on a Friday afternoon and he promised to email on Monday, which he did. The following day I was able to pop into the office and pay, all sorted without very little hassle and what we think is a fare price for our small business. We have never had to and hope not to make a claim so cannot comment on any further service. I would certainly recommend you Jack and thank you.

Sylvia Parker – Private client

Robison and Co have provided excellent, good value insurance for all my personal needs for more than 20 years I would highly recommend them to anyone needing insurance for personal and business needs. They offer good value, a personal approach, and timely response and support when claims are required and also offer timely reminders when renewals are due. They offer exceptional value for money.

Paul Jefferson – Private client

Professional and cost effective service

Marco Burattin – Private client

Marie made renewing my home insurance surprisingly easy. She was friendly, efficient and completely discreet throughout, which I really appreciated. Nothing was too much trouble and the whole renewal process felt straightforward and stress-free thanks to her help.

Kevin Mills – Commercial client

Excellent service from Jack at Robison’s. He explained my questions ( I had lots ! ) and helped me obtain a buildings insurance that met my needs. Couldn’t ask for better. Highly recommended

David Gubbins – Private client

Great Efficient Service and a competitive price

Wayne Osborne – Commercial client

Always a pleasure to deal with Jack @ Robison,
They have handled our business insurance for more than 10 years and always competitive, carefully considered options for us and great communication and service.

Hannah Jones – Private client

I have insured my car with Robison’s for over 30 years now, says it all really, top notch service at all times !!!!

Roger Ivimy – Private client

Extremely helpful and professional

Lesley Hickman – Commercial client

We have been with Robison for many years now. We were very grateful for the major savings we made with the transfer to Robison. Every year Simon does an extensive review of the market, and we are very confident that he has come up with the best price. Simon and his team are always available should we need help, also Simon is always happy to talk to our customers if needed.

Fiona Robinson – Private client

This company go above and beyond for their clients. I receive an efficient but more importantly a very personalised service. I have been a client for over a decade now and all my insurance is done through this firm. Marie looks after me and always replies to my questions whatever time of day. As I travel alot it makes all the difference to know “Marie has my back” whatever time of day it is. I was on the receiving end of what I took to be a fraudulent claim scam that was drawn out over a year. I always felt Marie believed me and helped me refute the claim and fight the case. We won in the end but often businesses choose to take the easy option and “roll over” when such a claim is made but these are honourable people with integrity. It is often when things go wrong that you really see the value of the company and particularly so with insurance. This company is still small enough to offer a personalised service and to really care about their clients. Thank you!

Oscar Lawson – Private client

Marie is always at the end of the phone ready to sort out anything I throw at her! Usually, my premiums are lower year on year, and I know she has my back covered. She is personable, always good humoured and gives me the best advice

Jo Hilder – Commercial client

Very helpful, friendly and knowledgeable insurance broker. Helped me out when I was struggling to find a decent yet affordable policy for doing business with the (rather litigious!) USA.

Rebekah Hart – Commercial client

Excellent bespoke service from all at Robison’s. Renewals are no longer dreaded now I have their help. Thanks Kerrie and Danny!

David Bridge – Commercial & Private client

Simon’s role as Managing Director of Robison & Co is characterised by considerable experience in the field of insurance, excellent customer care and an innate understanding of his clients’ diverse and often complex requirements. His advice is pertinent, timely and invariably of a high order and he demands similar standards of his motivated team. Strongly recommended from a business and client point of view.

Kevin Shilling – Commercial client

These guys are simply the best! Their understanding of my requirements, their diligence in getting sensible and rational quotes, and their all-round professionalism makes Robison & Co a top team, the best team. I use Robison & Co for property insurance, restaurant cover and business travel. If they flew aircraft, I’d fly with them.

Stuart Climpson – Commercial client

We have worked with Simon and his team at Robison for all our business insurance needs for many years now. The experience and knowledge are nothing short of outstanding. From the start, they always take the time to understand our operations, identified potential risks we hadn’t considered, and tailored a policy that fits perfectly. They are true partners in protecting our business. Their responsiveness, transparency, and ability to explain complex coverage in plain language makes the process smooth and stress-free. Highly recommend to any business looking for reliable, knowledgeable, and customer-focused insurance support.

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