Home Insurance

Your home is more than just a place to live. It’s where memories are made and where your loved ones feel safe. At Robison & Co, we understand its importance. That’s why we offer Home Insurance designed to provide the security and confidence you deserve.

Whether you own a house, flat, or cottage, our Home Insurance protects your property and belongings from the unexpected. With Robison & Co, you can trust that we are always here to help you safeguard your home and everything in it.

Why Choose Robison & Co?

Choosing Robison & Co means you’re not just getting a policy, you’re getting a partner who understands your needs and prioritizes your peace of mind. Here’s why so many homeowners trust us to protect their homes:

Tailored Cover for Your Home
We don’t believe in one-size-fits-all. Our Home Insurance policies are customisable, ensuring that your home and belongings are covered exactly as you need them to be.
Expert Advice and Support
Our experienced team is here to guide you through the process, offering expert advice and answering any questions you may have. We take the time to understand your needs and provide a solution that fits.
Competitive Pricing
We offer affordable and competitive rates without compromising on the quality of cover. With Robison & Co, you’ll get excellent value for your money.
Quick and Simple Claims Process
In the event of a claim, we’ll make the process as simple as possible. Our team is here to help, offering prompt support and ensuring that you can get back to your normal life without stress.

What is Home Insurance?

Home Insurance provides financial protection for your property and its contents against a variety of risks, including fire, theft, storm damage, and accidental damage. It’s designed to help you recover quickly if something goes wrong, whether it’s an unexpected event or a natural disaster.

Our Home Insurance policies are tailored to meet your needs, ensuring that you get comprehensive cover for your home, belongings, and liability protection.

manor home

Who Does Home Insurance Cover?

Our Home Insurance is designed for high-net-worth individuals who want comprehensive protection for their valuable properties. It’s suitable for:

  • Luxury Homeowners: Whether you own a high-value house, estate, or premium apartment, our policies provide extensive coverage for your property and assets.
  • Second Homeowners: If you have a holiday home or a secondary residence, we offer tailored insurance to protect it from unexpected risks.
  • High-Value Property Owners: Our coverage includes bespoke solutions for properties with unique architectural features, fine art, and valuable possessions.
  • Listed Buildings
  • Empty Property
  • Property undergoing renovation
  • Self Build
country home

What is Included in a Typical Home Insurance Policy?

Each Home Insurance policy from Robison & Co is fully customizable to suit your needs. However, a typical policy includes the following key areas of cover:
Building Insurance
This covers the structure of your property, including walls, roof, floors, and foundations. It ensures protection against damage caused by fire, storms, flooding, or other events that could lead to costly repairs.
Contents Insurance
Your personal belongings, including furniture, electronics, clothing, and valuables, are covered under this policy. Items such as TVs, laptops, jewelry, and artwork are also protected, ensuring financial security in case of loss or damage.
Personal Possessions Cover
This optional add-on provides cover for valuable items you take outside your home, such as watches, jewelry, mobile phones, or laptops. It ensures that your belongings are protected against theft, loss, or accidental damage, even when you’re away from home.
Personal Liability Insurance
If someone is injured on your property or their belongings are damaged, this cover helps protect you from legal costs and compensation claims. It’s essential for mitigating financial risks associated with accidents at your home.
Additional Living Expenses
If your home becomes uninhabitable due to an insured event, such as fire or flooding, this cover helps pay for temporary accommodation and related expenses while repairs are being carried out.
Accidental Damage Insurance
This covers unintentional damage to your home or possessions, such as spills on carpets, broken windows, or damaged furniture. It provides added peace of mind for everyday accidents.
Theft and Vandalism Cover
In the unfortunate event of a break-in or vandalism, this cover helps replace stolen items and repair any damage caused to your property.

Ready to Protect Your Business?

Don’t wait for the worst to happen. Get in touch with our expert team today for a free quote and personalised advice. Your hospitality business deserves insurance that works as hard as you do. Let’s make it happen.

Home Insurance FAQs

Building Insurance covers the structure of your property, while Contents Insurance covers your personal belongings within the property. Both are essential for comprehensive protection.
Yes, renters need insurance to protect their personal belongings inside the rented property. Landlord insurance covers the building itself, but contents insurance is your responsibility.
Yes! We offer tailored cover for high-value items like jewellery, art, and antiques. You can add additional cover to your policy to ensure these items are fully protected.
Getting a quote is easy. Simply contact Robison & Co for a free consultation, and one of our experts will help you find the perfect policy for your needs.

What Our Clients Say

Richard Young – Commercial client

Simon has been great, managed to get me indemnity insurance and office insurance with better cover and cheaper than I had been offered elsewhere. Smooth, friendly and efficient process. Perfect outcome!

David Reffell – Private client

Marie was extremely professional and handled the issue of insuring my late father’s house with tact, sensible questions and an effective result! Thank you

Jonathan Walker – Commercial client

Helped me with business insurance as my current provider were playing silly games.
I like the fact Danny could interrogate the policy wording to ensure I was properly protected.

Thank you for all your time and help.

Belinda Wilkins – Private client

We have used Robison & Co for many years. They always research the best options for us and discuss them clearly. We have a good relationship and I am very happy with the service they continue to provide.

Wayne Osborne – Commercial client

I can always rely and trust Robison and Co to give us their best personal attention and product that’s the very best fit for us at a highly competitive price

Tracey Bird – Commercial client

Robison are professional, helpful and deliver updates in a timely manner – Protection & Investment Limited

Kevin Shilling – Commercial client

Robinson & Co is professional, reliable and responsive. What more do you want?!

Tim Bonnett – Commercial client

Robison & Co have always provided an excellent service with a professional and friendly approach and the willingness to spend time reviewing and supporting support requests.

Lucy Spooner – Commercial client

Called Jack late on a Friday afternoon and he promised to email on Monday, which he did. The following day I was able to pop into the office and pay, all sorted without very little hassle and what we think is a fare price for our small business. We have never had to and hope not to make a claim so cannot comment on any further service. I would certainly recommend you Jack and thank you.

Sylvia Parker – Private client

Robison and Co have provided excellent, good value insurance for all my personal needs for more than 20 years I would highly recommend them to anyone needing insurance for personal and business needs. They offer good value, a personal approach, and timely response and support when claims are required and also offer timely reminders when renewals are due. They offer exceptional value for money.

Paul Jefferson – Private client

Professional and cost effective service

Marco Burattin – Private client

Marie made renewing my home insurance surprisingly easy. She was friendly, efficient and completely discreet throughout, which I really appreciated. Nothing was too much trouble and the whole renewal process felt straightforward and stress-free thanks to her help.

Kevin Mills – Commercial client

Excellent service from Jack at Robison’s. He explained my questions ( I had lots ! ) and helped me obtain a buildings insurance that met my needs. Couldn’t ask for better. Highly recommended

David Gubbins – Private client

Great Efficient Service and a competitive price

Wayne Osborne – Commercial client

Always a pleasure to deal with Jack @ Robison,
They have handled our business insurance for more than 10 years and always competitive, carefully considered options for us and great communication and service.

Hannah Jones – Private client

I have insured my car with Robison’s for over 30 years now, says it all really, top notch service at all times !!!!

Roger Ivimy – Private client

Extremely helpful and professional

Lesley Hickman – Commercial client

We have been with Robison for many years now. We were very grateful for the major savings we made with the transfer to Robison. Every year Simon does an extensive review of the market, and we are very confident that he has come up with the best price. Simon and his team are always available should we need help, also Simon is always happy to talk to our customers if needed.

Fiona Robinson – Private client

This company go above and beyond for their clients. I receive an efficient but more importantly a very personalised service. I have been a client for over a decade now and all my insurance is done through this firm. Marie looks after me and always replies to my questions whatever time of day. As I travel alot it makes all the difference to know “Marie has my back” whatever time of day it is. I was on the receiving end of what I took to be a fraudulent claim scam that was drawn out over a year. I always felt Marie believed me and helped me refute the claim and fight the case. We won in the end but often businesses choose to take the easy option and “roll over” when such a claim is made but these are honourable people with integrity. It is often when things go wrong that you really see the value of the company and particularly so with insurance. This company is still small enough to offer a personalised service and to really care about their clients. Thank you!

Oscar Lawson – Private client

Marie is always at the end of the phone ready to sort out anything I throw at her! Usually, my premiums are lower year on year, and I know she has my back covered. She is personable, always good humoured and gives me the best advice

Jo Hilder – Commercial client

Very helpful, friendly and knowledgeable insurance broker. Helped me out when I was struggling to find a decent yet affordable policy for doing business with the (rather litigious!) USA.

Rebekah Hart – Commercial client

Excellent bespoke service from all at Robison’s. Renewals are no longer dreaded now I have their help. Thanks Kerrie and Danny!

David Bridge – Commercial & Private client

Simon’s role as Managing Director of Robison & Co is characterised by considerable experience in the field of insurance, excellent customer care and an innate understanding of his clients’ diverse and often complex requirements. His advice is pertinent, timely and invariably of a high order and he demands similar standards of his motivated team. Strongly recommended from a business and client point of view.

Kevin Shilling – Commercial client

These guys are simply the best! Their understanding of my requirements, their diligence in getting sensible and rational quotes, and their all-round professionalism makes Robison & Co a top team, the best team. I use Robison & Co for property insurance, restaurant cover and business travel. If they flew aircraft, I’d fly with them.

Stuart Climpson – Commercial client

We have worked with Simon and his team at Robison for all our business insurance needs for many years now. The experience and knowledge are nothing short of outstanding. From the start, they always take the time to understand our operations, identified potential risks we hadn’t considered, and tailored a policy that fits perfectly. They are true partners in protecting our business. Their responsiveness, transparency, and ability to explain complex coverage in plain language makes the process smooth and stress-free. Highly recommend to any business looking for reliable, knowledgeable, and customer-focused insurance support.

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