Private Client Insurance

At Robison & Co, we understand that your personal assets and lifestyle deserve the highest level of protection. Private Client Insurance provides bespoke cover designed to meet the specific needs of high-net-worth individuals, offering comprehensive protection for your home, valuables, and other assets.

With Robison & Co on your side, you can rest assured knowing your personal possessions, property, and lifestyle are safeguarded against unexpected events, giving you the peace of mind you deserve.

What is Private Client Insurance?

Private Client Insurance is a specialised form of cover aimed at individuals with significant personal assets. Unlike standard policies, this insurance is tailored to the unique needs of high-net-worth clients. It covers a wide range of assets, including luxury homes, high-value possessions, cars, and personal liability.

Whether you own multiple properties, have a collection of fine art, or need cover for high-value jewellery, Private Client Insurance ensures that your lifestyle is protected no matter what happens.

Why Choose Robison & Co

Robison & Co stands out as a trusted partner for high-net-worth individuals, offering tailored insurance solutions that cater to your needs. Here’s why so many clients choose us:
Personalised Service – We understand that no two individuals are alike. Our team works closely with you to understand your unique requirements and provide tailored cover for your lifestyle and assets.
Expertise You Can Trust – With years of experience in the high-net-worth insurance market, we know how to protect your valuable possessions and assets. You can trust our team to guide you through the process with professional, expert advice.
Flexible and Comprehensive Cover – Whether you’re insuring a mansion, a yacht, or a fine art collection, our policies are designed to cover everything important to you. We offer flexible options and add-ons to ensure you have the right level of protection.
Reliable Claims Support – In the event of a claim, we offer fast, efficient, and compassionate support. We’re here to ensure your claims process is as smooth and hassle-free as possible, so you can focus on what truly matters.
Peace of Mind – With Robison & Co, you can rest easy knowing that your assets are well-protected by a policy designed to meet the specific demands of your lifestyle. Our experienced team is dedicated to providing exceptional service and ensuring you receive the best protection available.

Who Does Private Client Insurance Cover?

Our Private Client Insurance is ideal for individuals and families with significant wealth and valuable assets, including:

  • Homeowners: For those with multiple properties or luxury homes, this insurance protects against risks like fire, theft, and accidental damage.
  • Property Investors: If you own high-value investment properties, this insurance safeguards your portfolio from damage and legal claims.
  • Collectors: Whether it’s fine art, antiques, or jewellery, we ensure your valuable items are fully covered.
  • Car Owners: If you own luxury or classic vehicles, we provide bespoke motor cover that goes beyond standard car insurance.
  • Business Owners: If your personal and business assets overlap, this policy can also protect you from personal liability arising from your business activities.

What is Included in a Typical Private Client Insurance Policy?

A Private Client Insurance policy is highly flexible and tailored to meet your specific requirements. Below are the key elements typically included, with many policies now also offering Cyber Liability coverage.
Home and Property Insurance
This protects your home, secondary residences, and rental properties from unexpected events such as fire, storm damage, theft, and vandalism. We ensure all your properties are fully protected.
Contents Insurance
Covers the belongings inside your home, including furniture, electronics, artwork, and personal items, ensuring that high-value possessions are safeguarded against loss or damage.
Motor Insurance
Our bespoke motor insurance covers luxury cars, classic vehicles, and other high-value automobiles, with additional protection for custom modifications and accessories.
Jewellery and Valuables
Specialised cover for high-value items like fine jewellery, watches, and collectables, ensuring they are fully protected whether at home, in transit, or while travelling.
Personal Liability Insurance
Covers you in the event of a personal injury claim or damage caused by you to someone else’s property. This can include accidents in your home, on your property, or while you’re out in public.
Legal Expenses
In case you need legal assistance, this cover helps pay for legal costs related to personal disputes, including those related to property ownership, family issues, and personal injury claims.
Worldwide Cover
Many Private Client Insurance policies include worldwide protection, covering your assets and liability when you are travelling or living abroad.

Ready to Protect Your Business?

Don’t wait for the worst to happen. Get in touch with our expert team today for a free quote and personalised advice. Your hospitality business deserves insurance that works as hard as you do. Let’s make it happen.

Private Client Insurance FAQs

Private Client Insurance offers a higher level of protection tailored specifically for high-net-worth individuals. It covers a wider range of assets, including luxury homes, fine art, cars, and more, providing comprehensive protection with higher cover limits.
Yes, we can provide cover for business assets that overlap with personal assets. This can include home offices, business equipment, and liability claims related to your personal and business activities.
If you own high-value assets or live a high-net-worth lifestyle, Private Client Insurance ensures that everything you own is protected. If you have properties, luxury cars, jewellery, or other valuable items, this type of policy is ideal for you.
We can cover a wide range of properties, including luxury homes, multiple residences, holiday homes, and investment properties. Whether you own a city penthouse or a countryside estate, we’ll tailor the cover to suit your specific needs.
Getting a quote is easy. Simply contact Robison & Co today to speak with one of our experts, who will provide you with a personalised quote based on your unique requirements.

What Our Clients Say

Roger Ivimy – Private client

Extremely helpful and professional

Lesley Hickman – Business client

We have been with Robison for many years now. We were very grateful for the major savings we made with the transfer to Robison. Every year Simon does an extensive review of the market, and we are very confident that he has come up with the best price. Simon and his team are always available should we need help, also Simon is always happy to talk to our customers if needed.

Fiona Robinson – Private client

This company go above and beyond for their clients. I receive an efficient but more importantly a very personalised service. I have been a client for over a decade now and all my insurance is done through this firm. Marie looks after me and always replies to my questions whatever time of day. As I travel alot it makes all the difference to know “Marie has my back” whatever time of day it is. I was on the receiving end of what I took to be a fraudulent claim scam that was drawn out over a year. I always felt Marie believed me and helped me refute the claim and fight the case. We won in the end but often businesses choose to take the easy option and “roll over” when such a claim is made but these are honourable people with integrity. It is often when things go wrong that you really see the value of the company and particularly so with insurance. This company is still small enough to offer a personalised service and to really care about their clients. Thank you!

Oscar Lawson – Private client

Marie is always at the end of the phone ready to sort out anything I throw at her! Usually, my premiums are lower year on year, and I know she has my back covered. She is personable, always good humoured and gives me the best advice

Jo Hilder – Business client

Very helpful, friendly and knowledgeable insurance broker. Helped me out when I was struggling to find a decent yet affordable policy for doing business with the (rather litigious!) USA.

Rebekah Hart – Business client

Excellent bespoke service from all at Robison’s. Renewals are no longer dreaded now I have their help. Thanks Kerrie and Danny!

David Bridge – Business & Private client

Simon’s role as Managing Director of Robison & Co is characterised by considerable experience in the field of insurance, excellent customer care and an innate understanding of his clients’ diverse and often complex requirements. His advice is pertinent, timely and invariably of a high order and he demands similar standards of his motivated team. Strongly recommended from a business and client point of view.

Kevin Shilling – Business client

These guys are simply the best! Their understanding of my requirements, their diligence in getting sensible and rational quotes, and their all-round professionalism makes Robison & Co a top team, the best team. I use Robison & Co for property insurance, restaurant cover and business travel. If they flew aircraft, I’d fly with them.

Stuart Climpson – Business client

We have worked with Simon and his team at Robison for all our business insurance needs for many years now. The experience and knowledge are nothing short of outstanding. From the start, they always take the time to understand our operations, identified potential risks we hadn’t considered, and tailored a policy that fits perfectly. They are true partners in protecting our business. Their responsiveness, transparency, and ability to explain complex coverage in plain language makes the process smooth and stress-free. Highly recommend to any business looking for reliable, knowledgeable, and customer-focused insurance support.

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