Protection
This is a wide ranging category of financial planning, and includes
healthcare, life cover, "key person" policies, and critical
illness cover. Some of the more common areas of interest are explained
below.
Life insurance
There are many times in your life that you need life insurance and it can take
many different forms:
Term policies
These are policies which are taken out for a specific length of time.
The main uses are lump sum - usually used as cover for
a loan or mortgage repayment, and monthly income - used
as family protection to ensure your dependants are provided for.
Whole of life
These policies continue for one’s lifetime provided that the
required premium payments are maintained. Most whole of life
policies pay out a lump sum on death, and their main attraction is
the fact that it will pay
out at some stage. The main uses are general protection, and paying
inheritance tax.
Critical illness cover
These policies are designed to pay out if you suffer from
a specific critical illness. You do not have to die to benefit! Policies can be
written as "stand alone" or tacked on to term or whole of life policies.
Contact us now by using our online enquiry form or here's the telephone
number:
01730 816022
This site is intended for UK customers only
Robison & Co (IFA) Ltd is an Appointed Representative
of Sesame Limited, which is authorised and regulated by the Financial
Services Authority.
Sesame is entered on the FSA register (www.fsa.gov.uk/register/)
under reference 150427
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